Six concepts that are indispensable for investment, how many have you considered?

by egokk
August 16, 2021

cost.

The concept of 彩鑽投資 cost is easy to understand.

Cost refers to the amount of investment and the price paid.

Whether it is an investment fund, stocks, futures or real estate, you need to prepare a cost as a starting capital.

It is worth noting that these funds can be small from the start, because the investment department is familiar with step-by-step plans.

In addition to capital cost, cost also includes time cost, which is the time spent on something, and opportunity cost, which is the profit expected to be achieved with money and time on other things.

Simply put, for an investment, you need to prepare money, time, and the opportunity cost of giving up other investments.

response rate.

When you invest in costs, you should consider how much profit you can make and the ratio of this return to cost, that is, the rate of return.

For example, if you invest 1,000 yuan and 阿里巴巴業績 get back 1,500 yuan in the end, you can get a profit of 500 yuan, so the simple calculation rate of return is 50%.

On the contrary, if you can only get back 1,000 yuan, the rate of return is 0, and if you can’t get back 1,000 yuan, the rate of return is negative.

The advantage of calculating the rate of return is that you can make an estimate before each investment, such as 10-20%, so that this interval can be used as the profit standard during the investment process, and vice versa, you can set a stop loss interval, such as -20%, so

The principal can be controlled so as not to lose too much.

Investment cycle.

The above rate of return should have a time dimension as the standard. For example, the return rate of investment funds is 10%. Generally, one quarter, six months or one year can be used as the prescribed investment cycle, so that investment planning can be controlled more reasonably and accurately.

When the preset period is reached, the input cost, return and return period can be synthesized to determine whether the next investment period is coming, whether to wait and see, whether to continue investing, whether to reduce or increase the position, and whether to adjust the expected return and investment period

To control investment.

risk.

In the investment process, risk is a concept that must be considered.

No matter what the investment objective is or the amount of investment, there are certain risks.

Before starting to implement the plan, we must have a comprehensive understanding of investment preparations and take certain measures to resist risks.

For example, risk diversification is achieved by diversifying funds into different industries that do not affect each other.

Or use the 334 rule to invest most of the funds in low-risk categories, leaving only a small amount of funds for high-risk investments.

In addition, maintaining a stable source of personal income is also a good way to control family and personal financial risks.

Financial flexibility.

When investing, ensuring the flexibility of funds is also an important way to resist risks.

In order to prevent 加拿大投資移民 unexpected expenditures, it is recommended not to include all funds in the long-term investment category.

If you do fixed deposits and investments, you can also do staggered and rolling management of funds.

For example, each month has a different fund maturity, and you can continue rolling deposits if you don't need to use it.

security guard.

Finally, investment needs to consider the security of the investment field and category, including whether you have stepped on the red line or are in a gray area.

It is recommended that you do not consider any investment that is not allowed or encouraged by the policy to ensure the safety of your funds.